Conducts detailed portfolio analysis and reports; analyzes reports on loan and lease portfolio to anticipate, identify and mitigate credit risk exposure related to portfolio management activities.
The Lead Underwriter is largely responsible for interpreting and implementing guidelines for the underwriting team. He/she regularly carry out risk assessments for various individuals and groups, by using various risk assessment tools, assesses the risk posed by a client or clients’ requests to the company in order to minimize, mitigate or totally prevent unnecessary costs for the company and/or expose it to high risks. The Lead Underwriter is also in charge of coming up with policy packages that meet the needs of various clients, while still maintaining company profitability.
The Lead, Recovery unit is responsible for providing support, direction, credit information, and loan policies and procedures to ensure the overall quality of the organization’s credit extension. Delivers against challenging KPIs and team targets managed, through day to day guidance and direction. With an ultimate aim of mitigating risks and damages, the Recovery Lead is responsible for the recovery of debt owed to the company in accordance with existing debt recovery policies and procedures, delivering via a positive and customer focused approach through proactive communication, and ensuring the maximum support and advice is offered to debtors through the right framework.
The Head, credit and Risk management develops and implements policies and procedures that reduce credit risk in the organization. He/she manages the building of financial models that predict credit risk exposure to the organization, leads/manage initiatives and the development of strategies, methodologies and associated models/processes for measurement of Credit Portfolio Management and periodically preparing and presenting performance reports to the management/board members and all other necessary stakeholders.
This role ensures the accuracy of all bank reconciliation officers checks and balances of postings into the ERP vis-à-vis bank ledger. The role supervises the bank reconciliation officers.
The BI/Predictive Analyst is responsible for helping businesses leverage data and identify opportunities for improvement, spot trends, as well as recognize potential issues and offer solutions. His work is aimed towards improving efficiency, increasing productivity, and driving profits for the business. He is responsible for managing data retrieval and analysis within an organization. His duties include organizing data points, communicating between upper management and the IT department and analyzing data to determine a corporation's needs. He will gather, analyze, and compile data needed to identify trends and patterns, then make recommendations for business actions. Assesses market strategies by analyzing related products, markets, or trends. Uses business intelligence data and tools and predictive analytics tools to identify and monitor current and potential trends. Identifies markets for future product development and methods to improve sales of existing products by analyzing technology trends.